What to do if you have a car accident!

Written by Rob. Posted in blog

Recently we’ve read that a lot of drivers do not know what to do if they were to have a car crash. Would you know where to start and what are the key things to do and not to do?

It’s not something we like to think about, but car accidents happen and at Manchester Driving Lessons we feel that it’s part of our duty as a reputable driving school to advise you on what to do if you’re caught up in a car crash.

Here are some key points, highlighted by Which?, which you need to follow immediately after an accident:

1. Stop
However minor you think a car accident is, you must stop. In fact, failing to do so is an offence under the Road Traffic Act. You should make sure your car’s engine is switched off and then turn your hazard lights on to alert other road users to your presence.

2. Call 999 or 101
Take a look around and if anyone has been injured in the car accident you should call the police (and an ambulance, if necessary) as soon as possible. The police should also be called if the car accident is blocking the road.

3. Giving details after a car accident
When you’re involved in a car accident you’re obliged to give your name and address to anyone else involved.

Avoid saying sorry or accepting blame for the accident until you know precisely what happened as it could count against you later on. You should stop and give your details if you crash into something on or near the road even if there aren’t any other people involved. If you hit a parked car, for example, you should leave your details on the windscreen. Car accidents should be reported to the police within 24 hours. Failure to do so could result in a fine, penalty points or even disqualification.

4. Collecting details after a car accident
If possible, you should collect the following information from any drivers, passengers and witnesses:
• names
• addresses
• contact numbers.

Ask the other drivers involved for their car insurance details and try to establish whether they are the registered keeper of their vehicle. If they aren’t, find out who is and make a note of their name and address. Call 999 straight away if someone leaves the scene of the car accident without giving their details.

5. Other information to collect from the car accident
Here are some other important details you should try to collect at the scene of the car accident:
• The registration numbers of all vehicles involved, plus a note of each vehicle’s colour, make and model
• The time and date of the crash
• A sketch showing the positions of vehicles involved, (Use Google Maps to help if needed).
• A description of the weather conditions, plus anything unusual you notice about the road quality or lighting
• The names of any witnesses or police officers at the scene
• A list of damage to vehicles and a description of any injuries sustained by pedestrians, drivers and passengers.
• Take as many photos as possible, it is invaluable evidence and shows what the accident looks like in case you forget!

5. Contact your insurer
Make sure you tell your insurer about the car accident as soon as you can. Failure to do so within the time period set out in your policy may invalidate your cover. This is also the case even if you don’t want to make a claim.

6. What happens next?
If you want to continue with your claim, your insurance company will let you know what you need to do. If other people were involved in the accident, your insurance company will contact the insurance companies of the other people and they will resolve the claims.

 

Obviously each car accident is different and will be dealt with in different ways but we hope these basic starter points will ensure you are better informed if you were to be involved in an accident, which we sincerely hope you aren’t.

At Manchester Driving Lessons we try to ensure we offer you everything you need to be a safe driver – so this just doesn’t simply involve teaching you to drive safely but also what to do when faced with everyday driving challenges. Please feel free to contact us on 07973 50 20 47 or at getdriving@manchesterdrivinglessons.com if you have any further questions.

www.manchesterdrvinglessons.com

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